Option Next

Welcome to Option Next

Option Next is comprised of real estate experts and financial professionals. We specialize in loss mitigation, meaning we work directly with homeowners in distressed sale and foreclosure situations. Our goal is to revitalize the community by preventing foreclosures and ensuring the wellbeing of homeowners.

If you are “upside down” on your property or your property is in distressed condition, Option Next will negotiate with your mortgagee and mediate a discounted “short” payoff.  This short-payoff will allow you to sell your property for less than your current mortgage balance.

We can also work on your behalf as a loss mitigation consultant, and attempt to work out a loan modification with your current bank.  A loan modification is when we change the current repayment terms of your loan to reduce your monthly payments, making your current loan affordable.  A loan modification is based on your overall financial capacity to repay your lender.  Results will vary depending on your lender, your property, and your overall financial situation.